Setting Goals for 2022

Happy New Year!  The start of a new year is a time of reflection, with thoughts of making life changes to improve on things that might not have gone as planned in the past.  Some decide to formalize these planned changes as resolutions.  However, despite the best of intentions, more than half of all resolutionsContinue reading “Setting Goals for 2022”

How to Keep Holiday Spending Under Control

I find Christmas shopping stressful.  First, I do not enjoy shopping.  I never have.  I do not enjoy crowds, especially crowds of holiday shoppers.  You will not catch me at a mall on a week-end from November onwards.  Online shopping has made things easier, but it comes with its own set of challenges.  Last weekContinue reading “How to Keep Holiday Spending Under Control”

Budgeting to Reduce Financial Stress

Last week, I attended the Chartered Professional Accountants (CPA) Mastering Money Virtual Conference 2021.  It was a thought-provoking program, covering both personal finance and issues affecting small and medium sized businesses.  As is the case with these conferences, I have a long list of follow-up reading to do, with some commentary to follow in theContinue reading “Budgeting to Reduce Financial Stress”